Order of the Governor of the State of Maryland, Number  20-04-03-01, dated April 3, 2020

Re: AMENDING AND RESTATING THE ORDER DATED MARCH 16, 2020 TEMPORARILY PROHIBITING EVICTIONS OF TENANTS SUFFERING SUBSTANTIAL LOSS OF INCOME DUE TO COVID-19, AND ADDITIONALLY PROHIBITING CERTAIN REPOSSESSIONS, STOPPING INITIATION OF RESIDENTIAL MORTGAGE FORECLOSURES, PROHIBITING COMMERCIAL EVICTIONS, AND ALLOWING SUSPENSION OF CERTAIN LENDING LIMITS 

Governor Larry Hogan signed an amended Order on April 3, 2020.  Due to the COVID-19 pandemic, the Order states that creditors may not repossess any automobile, truck or “chattel home” while the state of emergency exists. [A chattel home is a mobile home, trailer or live aboard boat which is being used as a person's residence.]

The Order also states that during the state of emergency, there will be a prohibition on residential foreclosures. Also, residential and commercial evictions in those cases where the tenant has suffered a substantial loss of income, may not go forward during this time. Specifically, no Court in Maryland may allow repossession of a property if the tenant can demonstrate to the Court, through documentation or other objectively verifiable means, that the tenant has suffered a substantial loss of income. This includes residential, commercial and industrial property.

Note that the Governor's Order does not relieve any person or entity of any obligation to make payments or to comply with any other obligation pursuant to a note, loan agreement, or lease. In other words, residential foreclosures and residential and commercial evictions are prohibited under the circumstances identified above BUT the obligations to make payments continue. So, whenever the Order is lifted, the payments will need to be made or foreclosures and repossessions may go forward at that time.

For a better and more definitive understanding of the order, read it here.

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