Two Similar People, Two Very Different UM/UIM Policy Limits
Imagine for a minute a scenario with two similar injured people with two very different UM/UIM policy limits. Both have high paying jobs. Both have missed time from work and will have to miss time from work in the future. Both will be permanently impaired for the rest of their life. Both have spent large amounts in medical expenses. In both cases, the at-fault driver has minimal insurance coverage. Where these cases differ is in the amount of UM/UIM coverage. In one case the coverage is $100,000, but in the other case the UM/UIM coverage is $1,000,000. Which situation would you rather be in?
Disclaimer: As Hagerstown and Frederick personal injury attorneys in Maryland, we focus on the injury to your person. It really is as simple as it sounds. This means we will negotiate the value of your vehicle with the insurance company, but it is a very small part of what we do, and therefore these posts will not discuss comp/collision coverage for your vehicle.
