What Not to Do if You Are the Victim of a Maryland Hit-and-Run Accident
There are several mistakes to avoid after a hit-and-run accident. You should not:
- Leave the scene or chase the other driver.
- Talk about the accident to anyone except the police.
- Admit any fault.
- Sign anything other than documents required by police.
- Have your car repaired immediately.
- Post anything about your accident on social media.
- Ignore the statute of limitations.
Although you have three years to take action against a hit-and-run driver, you should not wait. It’s important to consult a car accident attorney and get advice about:
- Filing a claim once the at-fault driver is apprehended
- What to do if the driver is not apprehended
- How to file a wrongful death claim if a loved one dies as a result of the accident
Hit-and-Run Is a Crime
In Maryland, a driver who leaves the scene of an accident can face jail time, fines, and/or loss of driving privileges. Even if the at-fault driver is caught and convicted for the crime of hit-and-run accident, however, the conviction will not compensate you for your damages. Instead, you’ll have to file a claim against the driver’s insurance company for medical bills, property damage, lost wages, and pain and suffering. If the driver is never caught or is uninsured, you still might be able get compensation through:
- Your own car insurance: Your uninsured or underinsured motor coverage (UM/UIM) and personal injury protection (PIP) might compensate you if you file a first-party claim. If the company tries to dispute, deny, or devalue your claim, you’ll need a lawyer to fight for your right to fair compensation.
- Your health insurance: If you were struck while walking, skateboarding, or cycling, you might be able to file a claim with your health insurance company.
- A civil lawsuit: If the at-fault driver is convicted, you’re likely to prevail in a civil suit with the proper legal representation.
A personal injury case can be complex and complicated, and having an experienced attorney is vital to your case. Your car accident attorney can put a dollar amount on your damages and negotiate with the insurance company to get you a fair settlement. If your claim is denied or you are offered an unacceptable award, your attorney will file a suit and fight for you in court.
Contributory Negligence
Only four states in the U.S. follow the rule of contributory negligence. Maryland is one of them. This means, you cannot recover any compensation at all for your damages if you are found to be partially at fault for your accident.
If the defendant’s lawyers can show that you are even one percent responsible for the crash, and the other driver is 99% responsible, you will recover no compensation of any kind. This is a critical reason why you need an experienced, knowledgeable attorney in your corner to prove the hit-and-run driver was 100% at fault.
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